How does step-by-step investing look like?
Depending on your individual investment plan, the steps and timeframe will look a bit different. To illustrate how Selma invests your money, we chose
- 6 different example starting sums
- an example investment plan higher up on the risk scale
Investment sum (in CHF)
Things to consider
- Stepwise is mainly relevant for your initial deposit in the investment account.
- Stepwise is not applied in Pillar 3a. In Pillar 3a your money will be invested all at once.
- When you already have investments and make a new deposit, Selma will compare the total amount of cash on the account to the size of your already existing investments in order to determine steps. Here, Selma tends to invest everything at once and not stepwise. E.g. an initial deposit of CHF 25’000.- is invested stepwise but an additional payment of CHF 25’000.- could be invested all at once.
- In case you do not want Selma to invest your money stepwise, please contact our support and we can deactivate it for you.
- When you change your investment strategy (e.g. standard vs. sustainable) your investment portfolio will be adjusted all at once and not stepwise.