​What does Selma cost?

Try for free with virtual money. Invest for one monthly fee.

Updated 1 year ago by Patrik Schaer

​Why does Selma buy things step-by-step?

Markets go up and down all the time. Buying stepwise is a precaution.

Updated 2 years ago by Valeria Gasik

​How does Selma manage or adjust my investments?

Selma maintains your investment planet at all times and makes adjustments whenever something significant happens with your finances or in the market.

Updated 4 years ago by Kevin Linser

How does Selma calculate returns?

Selma does not only use one method to calculate your returns, but shows you different returns at different places in the service to give you the most transparent information possible. Time-weighted and money-weighted return.

Updated 5 months ago by Carina Wetzlhütter

How does step-by-step investing look like?

Find out how the different steps of Selma investing your money into the market look like. We put together an example for you.

Updated 7 months ago by Carina Wetzlhütter

How does Selma calculate the running fees

In general, your Selma fee is based on the value of your investments with Selma. The more you invest with Selma, the lower the %-fee will be. You can find out more about Selma’s fees here.

Updated 9 months ago by Marco Barmettler

Transaction terminology

Here is a short explanation what the words in the transaction list mean.

Updated 9 months ago by Kevin Linser

How is the “amount” at Selma calculated?

In order to place you in the correct fee tier, the calculation chooses the higher amount of either, your total investments at Selma, including performance, or your deposits minus your withdrawals.

Updated 1 year ago by Carina Wetzlhütter

Are there any costs for switching to sustainable investing?

There are no costs for choosing the sustainability preference. Due to selling some investments and buying sustainable alternatives, indirect costs can occur.

Updated 2 years ago by Carina Wetzlhütter

What is the minimum investment amount?

Investments: 2'000 CHF, Pillar 3a: 500 CHF

Updated 2 years ago by Patrik Schaer

How do I change my mailing address?

Simply send us both addresses (old and new) in live chat or via email. 👌

Updated 2 years ago by Carina Wetzlhütter

Which date does Selma show for transactions?

The date that Selma shows for buys and sales is the date when the actual movement of money on your account takes place.

Updated 2 years ago by Carina Wetzlhütter

How does Selma put my investments together?

Selma gathers your ideal investment mix based on 20+ data points about your life. This is how Selma makes sure that your investments match your financial situation.

Updated 2 years ago by Kevin Linser

What happens once I transfer money to my new Selma account?

You are transferring the initial investment amount to your new Selma account and want to know what happens next.

Updated 3 years ago by Carina Wetzlhütter

How do I invest monthly (or more often) with Selma?

Simply send money monthly (or occasionally) to your Selma account.

Updated 3 years ago by Valeria Gasik

For how long should I invest with Selma?

At least for 3-5 years, preferably much longer.

Updated 3 years ago by Valeria Gasik

Is now a good time to invest?

No one can predict when it's the best time to buy and sell investments. That's why you should always think about the long-term perspective of your investments. When you start investing: Selma's finan…

Updated 4 years ago by Kevin Linser

Is Selma cheaper than a bank?

Generally speaking, yes.

Updated 4 years ago by Patrik Schaer

How does Selma select investment products?

​Selma looks through all available investment products and picks the best ones.

Updated 4 years ago by Patrik Schaer

How Selma detects if investments are cheap or expensive aka measuring the over- or undervaluations

Selma monitors the price of global stock markets and checks if prices are high or low. Once prices are high, Selma sells investments and vice versa. Selma does this to reduce risks.

Updated 4 years ago by Patrik Schaer

Why are there ETFs in my investment mix?

Selma invests in exchange-traded funds (ETFs) because they are low in costs, transparent and have clear goals.

Updated 4 years ago by Kevin Linser

Is this risky? Can I lose money?

Yes, you might lose money when you invest. The risk level of an investment planet is different for every customer.

Updated 4 years ago by Kevin Linser

How does Selma earn its money?

Selma takes a fee for taking care of your investments.

Updated 4 years ago by Patrik Schaer

What is Selma’s 100% no kickback policy?

Selma NEVER takes any money for preferring one provider’s investment products over another’s.

Updated 4 years ago by Patrik Schaer

Why shouldn't everyone invest in the same way?

Updated 4 years ago by Kevin Linser