Pillar 3a ⭐️

17 articles

What is pillar 3a?

Pillar 3a is an optional, tax-friendly way to invest for your retirement.

Updated 2 months ago by Carina Wetzlhütter

How much can I add to my pillar 3a account?

The yearly maximum for pillar 3a varies from year to year.

Updated 6 months ago by Valeria Gasik

How can I move my 3a to Selma?

Print, sign and send the transfer form to move your 3a to Selma.

Updated 7 months ago by Carina Wetzlhütter

When can I take out my pillar 3a money?

Usually, money in pillar 3a accounts is reserved for when you retire. 🔐👴

Updated 1 year ago by Patrik Schaer

What kind of investment products does my pillar 3a plan include?

There are six different investment plans for pillar 3a with varying investment products.

Updated 2 years ago by Valeria Gasik

Can I move my existing 3a assets to Selma?

Yes, but be aware that your money will not be invested for a couple of days.

Updated 2 years ago by Carina Wetzlhütter

Does it cost anything to move my 3a to Selma?

No, Selma does not charge any costs for transferring your pillar 3a.

Updated 2 years ago by Carina Wetzlhütter

How do VZ Vorsorgestiftung and Selma work together?

Your pillar 3a pension investments at Selma are provided by VZ Vorsorgestiftung.

Updated 2 years ago by Carina Wetzlhütter

Do I need to get a Saxo bank account with Selma to get a Pillar 3a account?

No. You can open either an investment account, a pillar 3a or, if you like, both.

Updated 2 years ago by Carina Wetzlhütter

Are there fees for withdrawing money?

Withdrawing the money is free for almost all cases. Only if you withdraw money earlier for your proprietary, you will have to pay a fee of 300 CHF.

Updated 2 years ago by Carina Wetzlhütter

How can I open my pillar 3a account?

Opening a pillar 3a account at Selma only takes a couple of minutes – and works completely online.

Updated 2 years ago by Carina Wetzlhütter

Can I have multiple 3a accounts?

In general, there is no limit on the number of pillar 3a accounts you can open. The recommended maximum is 4.

Updated 2 years ago by Carina Wetzlhütter

How does my Pillar 3a money get invested?

Broadly speaking, your pillar 3a pension investments consist of a mix of ETF funds.

Updated 2 years ago by Carina Wetzlhütter

Can I open more than one pillar 3a account with Selma?

Currently, you can only open one pillar 3a account with Selma.

Updated 2 years ago by Carina Wetzlhütter

Can I get a pillar 3a account with Selma?

In order to open a pillar 3a account with Selma, you need to work in Switzerland. There are few edge cases.

Updated 2 years ago by Carina Wetzlhütter

What is the minimum for my pillar 3a account?

You can start with 1 CHF. Once you've saved up 500 CHF on the account, your money will get invested.

Updated 2 years ago by Marco Barmettler

Can I also invest into pillar 3a on a monthly basis?

Yes, you can transfer money whenever you like, up to the annual maximum amount.

Updated 2 years ago by Mikael Roos

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