All Categories > Pillar 3a
16 articles
There are six different investment plans for pillar 3a with varying investment products.
Updated 2 years ago by Laurène
No. You can open either an investment account, a pillar 3a or, if you like, both.
Updated 5 years ago by Laurène
Pillar 3a is an optional, tax-friendly way to invest for your retirement.
Updated 1 year ago by Carina Wetzlhütter
The yearly maximum for pillar 3a varies from year to year.
In general, there is no limit on the number of pillar 3a accounts you can open. The recommended maximum is 4.
Your pillar 3a pension investments at Selma are provided by VZ Vorsorgestiftung.
Opening a pillar 3a account at Selma only takes a couple of minutes – and works completely online.
You can start with 1 CHF. Once you've saved up 500 CHF on the account, your money will get invested.
In order to open a pillar 3a account with Selma, you need to work in Switzerland. There are few edge cases.
Currently, you can only open one pillar 3a account with Selma.
No, Selma does not charge any costs for transferring your pillar 3a.
Updated 4 years ago by Laurène
Yes, you can transfer money whenever you like, up to the annual maximum amount.
Broadly speaking, your pillar 3a pension investments consist of a mix of ETF funds.
Updated 1 year ago by Laurène
Usually, money in pillar 3a accounts is reserved for when you retire. 🔐👴
Withdrawing the money is free for almost all cases. Only if you withdraw money earlier for your proprietary, you will have to pay a fee of 300 CHF.
Print, sign and send the transfer form to move your 3a to Selma.
Updated 2 years ago by Carina Wetzlhütter