Investment account

20 articles

How much does Selma invest in Swiss companies?

Selma invests a minimum of 8% in Swiss companies to take advantage of trading in Swiss francs and the defensive nature of Swiss company shares.

Updated 3 months ago by Laurène

How Selma detects if investments are cheap or expensive aka measuring the over- or undervaluations

Selma monitors the price of global stock markets and checks if prices are high or low. Once prices are high, Selma sells investments and vice versa. Selma does this to reduce risks.

Updated 3 months ago by Marco Barmettler

Are there any costs for switching to sustainable investing?

There are no costs for choosing the sustainability preference. Due to selling some investments and buying sustainable alternatives, indirect costs can occur.

Updated 4 months ago by Carina Wetzlhütter

How to withdraw money from my investment account?

You can withdraw money or close your account at any point in time. Note that selling your investments and transferring the money to your account at another bank can take up to one week.

Updated 5 months ago by Marco Barmettler

Which date does Selma show for transactions?

The date that Selma shows for buys and sales is the date when the actual movement of money on your account takes place.

Updated 5 months ago by Laurène

Why shouldn't everyone invest in the same way?

Everybody's life is different. Some can afford to lose more money than others. That's why not everybody should invest in the same way.

Updated 5 months ago by Laurène

Is now a good time to invest?

No one can predict when it's the best time to buy and sell investments. That's why you should always think about the long-term perspective of your investments.

Updated 5 months ago by Laurène

What happens once I transfer money to my new Selma account?

You are transferring the initial investment amount to your new Selma account and want to know what happens next.

Updated 5 months ago by Laurène

What is the minimum investment amount?

Investments: 2'000 CHF, Pillar 3a: 500 CHF

Updated 5 months ago by Laurène

What's in an investment mix?

Invest in your unique investment mix.

Updated 5 months ago by Laurène

Why are there ETFs in my investment mix?

Selma invests in exchange-traded funds (ETFs) because they are low in costs, transparent and have clear goals.

Updated 5 months ago by Laurène

For how long should I invest with Selma?

At least for 3-5 years, preferably much longer.

Updated 5 months ago by Laurène

How does Selma select investment products?

​Selma looks through all available investment products and picks the best ones.

Updated 5 months ago by Laurène

When and why does Selma rebalance?

Rebalancing stands for adjusting your investment planet.

Updated 5 months ago by Laurène

Transaction terminology

Here is a short explanation what the words in the transaction list mean.

Updated 6 months ago by Kevin Linser

How does Selma put my investments together?

You can provide Selma with up to 16 pieces of information about your life to help her create your ideal investment mix within 5 minutes, removing at least one of your worries so that you can focus on the more entertaining things in life!

Updated 6 months ago by Marco Barmettler

Why does Selma buy things step-by-step?

Markets go up and down all the time. Buying stepwise is a precaution.

Updated 6 months ago by Marco Barmettler

How does Selma manage or adjust my investments?

Selma maintains your investment planet at all times and makes adjustments whenever something significant happens with your finances or in the market.

Updated 6 months ago by Marco Barmettler

How does Selma calculate returns?

Selma does not only use one method to calculate your returns, but shows you different returns at different places in the service to give you the most transparent information possible. Time-weighted and money-weighted return.

Updated 6 months ago by Carina Wetzlhütter

What does step-by-step investing look like?

Find out how the different steps of Selma investing your money into the market look like. We put together an example for you.

Updated 6 months ago by Laurène

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